We are first time home owners as of a year ago. We are super grateful for that, the land we find ourselves on and the opportunity it affords.
There’s always challenges though. These past couple of weeks we had our first “opportunity” to deal with home owners insurance. Long story short, there was some storm damage to our roof and roofs aren’t cheap.
When the adjustor came out they were able to identify the damage and approve the fixes needed (eliciting a sigh of relief) but when I forwarded the info to the roofer we’d chosen, the insurance quote came out to half of the actual cost (gulp).
It turns out there was a miscalculation that the roofer picked up on and insurance is adjusting but man - this is all new territory and I was super stressed for a couple of days. I’m thankful for a home and for insurance and for dry quarters but at times it feels like a lot to navigate as a first timer. I’m sure 5 years from now it’ll be no sweat though.
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